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How the Personal Payday Loan Works: Understand everything about the operation!

Do You Know How The Personal Payday Loan Works? It is payroll loans for INSS retirees and pensioners with low interest rates and easy payment conditions.

Know the characteristics of this type of credit and its main advantages.

How Does Personal Payday Loan Work?

How Does Personal Payday Loan Work?

Personal Payday is directed exclusively to INSS retirees and pensioners, federal, state, municipal and military civil servants and pensioners of the Armed Forces, since they are people who have a fixed income for life .

This is an essential requirement due to the way payment of the loan modality occurs. Learn more details:

How does the payment work?

How does the payment work?

The payment of the payroll loan at Good Finance Personal Payday is deducted automatically from the applicant’s monthly income, according to the assignable margin. That is, only 30% of the salary the benefit of the client can be directed to the payroll deductible loan.

Thus, delays in payment of the invoice are avoided, and consequently, that the applicant is in default in credit protection agencies.

For more information on the operation of the assignable margin, read the post: Margin: What is it, how to calculate it and what are the advantages?

Interest rate

The low interest rate loan interest rate at Personal Payday Bank is one of the most attractive hiring advantages offered by institutions. This is because the repayment of the loan installment is automatically charged to the borrower’s income, which provides low default rates.

Thus, Personal Payday has greater flexibility to reduce interest rates. They reach about 2.12% per month .

Advantages of applying for payroll at Personal Payday

Advantages of applying for payroll at Personal Payday

Check below the advantages and benefits of applying for the loan at Personal Payday bank:

Pre-fixed pitches

In the loan at Good Finance Personal Payday, you have installments and fixed amounts. That is, from the moment the loan is contracted, you are aware of the portion value, in addition to the CET (Total Effective Cost) of your loan. So you do not have to worry about surprises.

Available for negative

At Good Finance Personal Payday, you do not have to worry about credit protection agencies like Serasa / SPC. Thus, even those who are negativado in the market can request the extra credit, without dealing with bureaucracies .

Contracting for non-accounting

Unlike many people think, it is possible to apply for a paycheck loan in Personal Payday and take advantage of the benefits offered by the financial institution, even if it is not an account holder.

Bank Loan Loan

Bank Loan Loan

Good Finance Personal Payday offers a 100% online contracting option, by site or application, in a simple and fast way. Check out the advantages of this process.

When applying for a payday loan online you have more comfort and practicality. This is because it is no longer necessary to travel to one of the physical agencies or correspondent banks. So you have the freedom to apply for extra credit when and where you want .

Hiring the loan at Good Finance Personal Payday online is simple, in addition to offering greater agility for the client. Well, you do not need to worry about a bureaucratic procedure. And unlike the face-to-face hiring, in an average of 3 to 5 days the loan amount is available to you.


Understanding how the Personal Payday loan works, it becomes easier to know the benefits offered by the institution. So read the post: Personal Payday Loan Online Loan: Know the reasons to apply and know the main reasons to hire your loan in Personal Payday.